Huayna Potosi Group
This loan will benefit micro businesses such as Asunta's. She said this is her first participation in Pro Mujer, which she joined after an associate of the institution visited her house. She learned her business, selling food, several years ago on her own. She will use this loan to buy potatoes at local fairs to use in the food she makes in her shop.
This work lets her earn money to pay household expenses, as she is married and has six children. She said she likes that Pro Mujer provides funding without undue hassles.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Asunta es integrante, ella indica es la primera vez que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de comida; da a conocer que este negocio lo aprendió hace varios años atrás por iniciativa propia.
El crédito que ahora sacará es para el aumento de capital (compra de papa) que adquirirá de las ferias aledañas y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene seis hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito sin complicaciones.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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