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Rayitos De Luna Group
In this Group: Olga , Manuel , Teodora, Marcela , Rosalia, Rogelia, Toribia , Damiana
The Communal Bank “Rayitos de Luna” (Little Moonbeams) is starting its first loan cycle with Pro Mujer as part of the Copacabana Community Center. This group consists of eight members and is led by a Board of Directors headed by Sra. Olga as its president. The members of this Communal Bank engage in different businesses such as managing a bookstore, making handcrafted leather whips, making cheese, and making popcorn.


This loan will benefit small entrepreneurs such as Sra. Olga. She says that this is the first time she has joined Pro Mujer after receiving an invitation from a promoter of the organization who visited her at her house. Olga currently has a dairy business, but she also sells livestock. She gained knowledge of this trade by working in her family’s business for several years. After she got married, she started an independent business where she works with her own family.


The loan she is receiving now will be used to increase her capital for buying dairy cows that she will acquire at the neighboring fairs. Afterwards she will raise the animals before selling them from her business. Working in this manner enables her to generate income for maintaining her household. Olga is married and has two children.


When asked what she likes about Pro Mujer, Olga said that she enjoys the training seminars about health and credit.

View original language description ↓
La A.C. “RAYITOS DE LUNA” iniciará el primer ciclo en Pro Mujer, como parte del Centro Focal de Copacabana, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Olga es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: librería, artesanía en cuero (chicote), elaboración de queso, elaboración de pasankalla.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Olga es integrante, ella indica es la primera vez que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de lechería y venta de ganado; da a conocer que este negocio lo aprendió hace varios años atrás ya que su familia trabajaba en esta actividad, posteriormente a casarse decide emprender un negocio independiente donde trabaja con su familia.

El crédito que ahora sacará es para el aumento de capital (compra de vacas lecheras) que adquirirá de las ferias aledañas y posteriormente a la crianza lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene dos hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la capacitación en salud y crédito.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

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About Bolivia

  • $2,817
    Average annual income
  • 75
    View loans »
    Bolivia Loans Fundraising
  • $28,645,575
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Rayitos De Luna Group's $1,375 loan helped a member to buy dairy cows.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 12, 2013
Listed
Aug 20, 2013
Currency Exchange Loss:
Covered
Ended:
May 17, 2014