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Maria Del Mar
María Del Mar is a young woman who wants to study Publicity. She’s requesting a loan to be able to carry out her studies. This is her story:

My name is María Del Mar. I’m 17-years-old and I live in Santo Domingo, Dominican Republic, the place where I was born and where I happily grew up alongside my father who is a cabinetmaker, my mother who is employed and a younger brother.

I’ve decided that I want to attend APEC University in Santo Domingo which is renowned for the great quality of the career I’ve chosen: Publicity. I want to study publicity because it’s a career I’m passionate about and the one I want to exploit my skills 100% in. It’s something that inspires me and that I know I can do with effort giving my best to others and to society. I plan to start my courses, God willing, in August of this very year.

At home it’s barely enough to support the family which is why we need help because we don’t have the resources needed to pay for my studies and this is why we are requesting this loan. Getting it would mean the opportunity to study and grow as a person and reach one of my goals of becoming a professional to thus also help people in need like I am at the moment.

My goals are to work practicing my profession in such a way that I can support myself independently, to contribute to my country and to help my family with any need and to get to know different cultures and to have a family of my own at the proper time in my life.
View original language description ↓
María Del Mar, es una joven que desea estudiar Publicidad, ella está solicitando un préstamo para poder realizar sus estudios, esta es su historia: Mi nombre es María del Mar, tengo 17 años y vivo en Santo Domingo, República Dominicana; lugar donde nací y crecí felizmente, junto con mi papá que es ebanista, mi mamá que es empleada y hermano menor.
He decidido que quiero estudiar en la universidad APEC en Santo Domingo, ya que es reconocida por su gran calidad en la carrera de mi elección, Publicidad. Quiero estudiar publicidad porque esta carrera me apasiona y sé que puedo explotar al 100% mis habilidades, es algo que me inspira y sé que puedo realizar con empeño dando lo mejor de mí a los demás y a la sociedad. Pienso comenzar a estudiar si Dios me lo permite en agosto de este mismo año.
En mi hogar apenas alcanza para el sostenimiento de la familia por eso necesitamos ayuda ya que no tenemos los recursos necesarios para pagar mis estudios y por eso hemos solicitado este préstamo, obtenerlo sería la oportunidad de estudiar y así crecer como persona y cumplir una de mis metas de ser profesional para así también ayudar a personas que necesiten como yo en este momento.
Mis metas son trabajar ejerciendo mi carrera de manera que pueda sostenerme como un ser independiente, aportar a mi país, ayudar a mi familia en cualquier necesidad, hasta llegar conocer culturas diferentes y tener mi propia familia en el momento correcto de mi vida.

Additional Information

More information about this loan

The education loans administered by FUNDAPEC can have loan terms of up to 12 years, which includes a grace period of up to 5 years. The grace period includes the time during which the student is enrolled at university. During the grace period, the borrower is not required to make any repayments, and the lenders will not receive any repayments. Please make sure loan terms and repayment schedules suit you before lending.


FUNDAPEC is a student lending organization headquartered in Santo Domingo, Dominican Republic. Its vision is to broaden access to education for all Dominicans, and offers financing to everyone from high school students to graduate students to afford tuition and educational supplies like laptops. Kiva lenders’ funds are used to help students pay for their educations. These loans are post-disbursed, and will not be provided to students until they are fully funded by Kiva lenders.

About Dominican Republic

  • $9,700
    Average annual income
  • 2
    View loans »
    Dominican Republic Loans Fundraising
  • $8,265,375
    Funds lent in using Kiva
  • 42.2
    Dominican Republic Pesos (DOP) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $7,175 helped Maria Del Mar to pay university tuition fees.
0% repaid
Repayment Term
133 months (Additional Information)
Repayment Schedule
Sep 9, 2013
Aug 20, 2013
Currency Exchange Loss: