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José Benjamín
José is 22 years old and grew up with his parents. His mum worked as a domestic help and his dad works as a construction foreman, in agricultural work and as a dairyman. This is how José learnt bricklaying and milk processing, specialising in "quesillo" [soft cheese]. He also has a little experience in fattening cattle.

In general José works in his community and its outskirts, from 7am until 4pm. When he was working as a bricklayer with his dad 7 years ago, he met the girl who is now his life partner and he moved out of his home to live with her. His partner just does housework in her own house and they have an 8-month old baby girl.

José only studied basic education before he met his partner and after that he was not able to carry on with his schooling. He now works independently as a bricklayer.

The requested loan is to buy grazing cattle, since José already has a piece of land which he is renting for grazing cattle near to the house he lives in. This may become something which gives him some additional income for himself and his family in the short term. For this he says he will work a bit harder and get up earlier to take the cattle to the pasture before going to work, bringing them back to the pen in the afternoon and giving them water. At the moment he only has one heifer and he pays the same amount for renting the land.

He hopes to use the loan to provide an extra work opportunity which will give him profits in the short term. His aim is to get himself a house because he has been living with his mother-in-law since meeting his partner and he wants to become independent. He wants his daughter to grow up in a home of her own and go to school when she is old enough.
View original language description ↓
José, es un hombre de 22 años de edad, se creció con sus padres, su mamá se dedicada a realizar los oficios domésticos y su papá trabaja como maestro de obra en construcciones, labores agrícolas y lecheria. Fue así, como José aprendió el oficio de albañilería y procesamiento de leche especializándose en la elaboración de quesillo, también tiene un poco de experiencia en lo que es el engorde de ganado bovino.

Por lo general el cliente trabaja dentro de la comunidad y los alrededores de 7 a.m a 4 p.m. Hace unos 7 años cuando realizaba un trabajo de albañilería con su papá, conoció a la que ahora es su compañera de vida y se acompaño con ella y se cambio de domicilio, su compañera de vida solo hace los oficios domésticos de su hogar, ellos han procreado una niña de un año 8 meses de edad.

El cliente estudio solo educación básica luego que se acompaño;ya no pudo seguir la escuela y actualmente trabaja de manera independiente como albañil.

El préstamo solicitado es para la compra de ganado bovino de repasto ;ya que cuenta con un terreno que le han alquilado para pastar ganado cerca de la casa donde vive y le puede resultar un trabajo que a corto plazo que le genere algunos ingresos adicionales para él y su familia, Eso si, manifiesta que trabajara un poco mas y levantarse mas temprano para ir a dejar el ganado al potrero y luego marcharse a trabajar y en la tarde traer al corral al ganado y darle agua . Actualmente solo tiene una ternera y paga lo mismo por el arrendamiento del terreno.

Con el préstamo, espera tener una oportunidad de trabajo extra que le genere ganancias a corto plazo; ya que su objetivo es hacerse de una casa debido a que vive en casa de su suegra. desde que se acompaño, pero quiere ir independizándose, desea que su hija crezca en un hogar propio y que cuando tenga la edad estudie.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 440
    View loans »
    El Salvador Loans Fundraising
  • $23,095,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped José Benjamín to buy grazing cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 12, 2013
Listed
Aug 20, 2013
Currency Exchange Loss:
N/A
Ended:
Sep 17, 2014