Bella Vista Pucarani Group
The loan they will take out will benefit the micro-businesswomen, including Eulalia. She says that this is the first time she has been a part of Pro Mujer. She joined at the invitation of a consultant from the institution who went to visit her at her house. Right now, she has a business selling food. She says that she learned this business several years ago, investing a small amount of capital that she had in it and selling at the roadside.
The loan she will take out now is to increase her capital, buying pasta, rice and oil. She will acquire them in the nearby markets and later prepare and sell the food at her sales spot. This work allows her to generate resources to support her home as much as possible. She is married and has seven children.
When asked what she likes about Pro Mujer, she says that she likes the savings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Eulalia es integrante, ella indica es la primera vez que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de comida; da a conocer que este negocio lo aprendió hace varios años atrás invirtiendo en el mismo un pequeño capital que tenía y vendiendo en las trancas de viaje.
El crédito que ahora sacará es para el aumento de capital (compra de fideo, arroz y aceite) que adquirirá de las ferias aledañas y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene siete hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el ahorro.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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