Unión De Amigas Group
Their loan will benefit small business entrepreneurs like Nora. She says she has been a member of Pro Mujer for a year, having joined on the invitation of a friend who's a member of the institution. Currently she has a business selling books. She says she learned the business with a small amount of capital she had and that she decided to invest in in buying books.
The loan she's going to get now is to increase her capital by buying books. She'll get them from wholesale vendors in the city of El Alto and later sell them in her stall. This form of work allows her to generate income to support her household to the extent possible, because she's married and has a child.
When asked what she likes about Pro Mujer she says the health area.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Nora es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de libros; cuenta que este negocio lo aprendió con un pequeño capital que tuvo y que decidió invertirlo en la compra de libros.
El crédito que ahora sacará es para el aumento de capital (compra de libros) que adquirirá de las vendedoras mayoristas de la Ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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