Flor Kantuta Group
The loan that they will take out will benefit microentrepreneurs like Señora Lucha. She says that this is her fourth cycle with Pro Mujer, having joined at the invitation of a credit counsellor from the institution who visited her at home. Currently she has an artisan business knitting sweaters. She makes it known that she learned this business from a previous job, and it has been ten years since she decided to start her own workshop, as she had also studied entrepreneurship.
The loan she is taking out now is to increase the capital (the purchase of wool) she will acquire from distributors in the city of El Alto; after making the sweaters, she will sell them in her shop. This work allows her to generate income for her family, as she is married and has four children.
When asked what she likes about Pro Mujer, she responds that she likes the savings and the training.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Lucha es integrante, ella indica que es el cuatro ciclos que integra Pro Mujer, ingresando por invitación de una Asesora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de artesanía en tejido de chompas; da a conocer que este negocio lo aprendio de un trabajo anterior y hace diez años decide implementar su propio taller ya que también estudio emprendimiento en una institución.
El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las distribuidoras de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para su familia ya que ella es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gustan los ahorros y la capacitación.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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