Villa Esther Group
The loan will benefit the tiny businesses of the organization where Constance is a member. She said that they joined Pro Mujer a year ago at the invitation of her sister-in-law, who is a member of the institution. Currently, she runs a bakery, which helps to sustain her family. She learned how to run this business with the help of a family member who gave her the start-up capital.
This loan will be used to invest in capital through the purchase of flour, which she will get from one of the wholesaler vendors in the city of El Alto. After using the flour for baking, she will sell her products in her sales space. This work generates income for her that makes it possible for her to maintain her home and family, as she is married and has four children.
When asked what she liked about Pro Mujer, she said that she liked the health assistance.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora constancia es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por invitación de una cuñada que es socia de la institución. En la actualidad ella tiene un negocio de panadería; cuenta que este negocio lo aprendió con ayuda de un familiar quien le dio el capital para emprender este negocio que en la actualidad le ayuda a al sustento de su familia.
El crédito que ahora sacará es para el aumento de capital (compra de harina) que adquirirá de las vendedoras mayoristas de la Ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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