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Islam is a conservative person who prefers not to have her photo published online so her husband appears in the photo.
Islam is a 23-year-old married woman from Deir el balah. She is a mother of one son and one daughter. Islam's husband works as an employee in the public sector and earns a low income. This income barely covers the family's needs. Islam and her husband would like to improve their home by expanding it.
Islam took a USD Murabaha loan from FATEN. This loan will help her to buy construction materials so they can build another room and expand their small home. This will improve the family's living conditions.

Additional Information

More information about this loan

This loan is governed by Islamic lending principles. Because Islamic Law prohibits the charging of interest, FATEN is charging 0% interest on this loan. This is a Murabaha loan, which means that FATEN purchases goods for borrowers and charges a fee or mark-up. Click here to learn more about this loan type and Kiva's approach to lending in the Islamic world.  


Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and FATEN are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Palestine

  • $4,900
    Average annual income
  • 32
    View loans »
    Palestine Loans Fundraising
  • $12,408,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $725 helped Islam to buy construction materials for another room and expanding their home.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jul 29, 2013
Aug 25, 2013
Currency Exchange Loss:
Dec 17, 2014