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Hanaa is a 50-year-old married mother of four children. She has been working in the art business for eighteen years.

Hanaa is involved in many areas: she has eight years of experience as a teacher in the Association for the Handicapped, where she taught Arabic language and mathematics. Her main business now is in mosaic and faux-bijoux handicraft work.
Her husband, a blacksmith, works to earn daily wages and has a fluctuating income.

Hanaa has benefited from financial and non-financial services from Al Majmoua since 2008. She was also chosen by Al Majmoua to attend the "1st Euromed Forum of Women Micro-entrepreneurship" which took place in Strasbourg in November 2008 to link women from Arabic Mediterranean countries, build a network and test the European market responsiveness to handicraft products from the Arab countries.

The forum helped Hanaa to increase her self confidence as she met people from different cultures, and exchanged experiences and new skills with other micro-entrepreneurs. Hanaa also received a great testimony of appreciation of her mosaic work from customers: they were impressed with the high quality of professionalism in her work.

Hanaa took two loans from Al Majmoua to purchase a ceramic stone-cutting machine and some other work materials. This machine allowed Hana to save 50% on the cost of raw materials and 30% on her time. She previously had to rent one for USD 100 per day.

She has also benefited from many training opportunities from Al Majmoua and was able to become a vocational trainer for her peers in the community. She trains other women to acquire new skills and start a new business.

Hanaa is very satisfied with what she has learned and accomplished. She feels more confident as she proves herself by participating more and more in the budget and decision-making of her family.

Unlike her previous loans, Hanna is acquiring a third loan cycle from Kiva's partner Al Majmoua to pay for her daughter's increasing university tuition fees.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.


About Lebanon

  • $15,800
    Average annual income
  • 137
    View loans »
    Lebanon Loans Fundraising
  • $17,345,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Hanaa to pay for her daughter's university fees.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 22, 2013
Aug 25, 2013
Currency Exchange Loss:
Aug 17, 2014