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Mr. Apelete is married and has children. His wife is a vendor. He is also a vendor but specializes mainly in chemical products. He works alone at the market, and his challenge is high competiton. In order to keep his customers and better meet their needs he is seeking a loan from WAGES to stock up on merchandise (chemical products). He would like to become a chemical products wholesaler locally and to provide for the well-being of his family. He is 40 years old.
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Père de famille, Mr Apélété est marié à une revendeuse. Il est aussi revendeur mais lui s’est beaucoup plus penché sur la vente des produits chimiques. Il exerce seul l’activité au marché et sa difficulté est la concurrence sur le terrain. Pour garder ses clients, mieux satisfaire à leurs demandes, il sollicite de WAGES un prêt pour s’approvisionner en marchandises (produits chimiques). Il voudrait être grossiste des produits chimiques à son lieu d’activité et assurer le bien – être de la famille. Il est âgé de 40ans.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,700
    Average annual income
  • 12
    View loans »
    Togo Loans Fundraising
  • $8,750,850
    Funds lent in using Kiva
  • 491.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Apélété to buy chemical products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 7, 2013
Aug 22, 2013
Currency Exchange Loss:
Sep 17, 2014