Fanta (sitting on the right in the picture) sells clothing. She plans to use her loan to buy 5 bolts of damask cloth which she will dye. She gets her supplies from the wholesalers in Bamako and makes her sales for cash or credit, door-to-door and at the market, to a retail clientèle made up of men and women. Thanks to this loan, Fanta expects to make a monthly profit of 35 000 francs, part of which she will reinvest in her business, and part of which will be used to support her husband with some of the family expenses.
Les membres du groupe font le petit commerce d’habillements, des galettes, d’atieké et des condiments.
Dans le but d’augmenter leurs fonds de commerce, les membres du groupe ont intégré Soro Yiriwaso et sont à leur 1er cycle de prêt solidaire.
Madame FANTA (1ère à droite assise sur la photo) est la vendeuse d’habits du groupe. Elle compte utiliser son prêt pour acheter, 5 pièces des pagnes de bazin qu’elle teintera.
Elle s’approvisionne auprès des grossistes à Bamako et effectue ses ventes en détail, au comptant et à crédit, à domicile et au marché, à une clientèle composée d’hommes et de femmes.
Madame compte réaliser avec ce prêt un bénéfice mensuel de 35.000 FCFA qui sera utilisé, pour être réinvesti dans l’activité et aider son mari dans certaines dépenses familiales.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid