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Ali is a 55–year-old rural villager. His village was considered a picturesque place under the communist regime, continuing up until some point after the collapse of that regime. Schools arranged camping for the children, and residents from the nearby city considered the village as their weekend getaway destination. A beautiful small river divided the village almost in half, and very old maple trees offered shade to the visitors. The beauty that existed then, unfortunately, no longer exists.

For the past fifteen years, Ali has been selling fresh agricultural produce that grows on his land. Now, with this loan he wants to buy a dairy cow.

Kindly note that Ali felt a bit uncomfortable having his photo taken in the midst of his growing produce. He was photographed in the back of his newly built walls to his house instead.

Additional Information

More information about this loan

This loan is part of VisionFund Albania's value chain project designed to address the needs of extremely poor clients. The project has selected 90 clients from Area Development Projects and local economic empowerment projects run by WorldVision Albania (WVA) to serve the very poor. It will focus on livestock and agriculture financing, technical assistance, entrepreneurial skills training and expanding market access for clients' products. Importantly, interest rate payments will be covered by WVA. By supporting this loan, you are providing opportunity to some of the poorest people in rural Albania who have little to no access to credit, even through basic microfinance institutions.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 27
    View loans »
    Albania Loans Fundraising
  • $2,737,725
    Funds lent in using Kiva
  • 105.4
    Albania Leke (ALL) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,375 helped Ali to buy a dairy cow.
80% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Aug 7, 2013
Sep 1, 2013
Currency Exchange Loss: