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Salih lives in a village with his children and wife not far from one of the main cities of central Albania. He is a beneficiary of the Value Chain projects that run in collaboration with World Vision and VisionFund Albania. Salih considers himself lucky to be part of such projects because otherwise he would not qualify for any loans due to the fact that he falls far below the poverty level. Through these projects, the loan interest is paid by World Vision Albania, the major distinction from regular loans.

Salih is requesting a loan of 200,000 Albanian Lek to add some more dairy cows to the herd. Currently he has two cows, yet the income he makes from them is only enough to pay for the family's staple foods.

Additional Information

More information about this loan

This loan is part of VisionFund Albania's value chain project designed to address the needs of extremely poor clients. The project has selected 90 clients from Area Development Projects and local economic empowerment projects run by WorldVision Albania (WVA) to serve the very poor. It will focus on livestock and agriculture financing, technical assistance, entrepreneurial skills training and expanding market access for clients' products. Importantly, interest rate payments will be covered by WVA. By supporting this loan, you are providing opportunity to some of the poorest people in rural Albania who have little to no access to credit, even through basic microfinance institutions.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.


About Albania

  • $10,700
    Average annual income
  • 26
    View loans »
    Albania Loans Fundraising
  • $2,671,075
    Funds lent in using Kiva
  • 105.4
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,900 helped Salih to add more dairy cows to the herd.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 7, 2013
Sep 1, 2013
Currency Exchange Loss:
Dec 17, 2014