Ms. Man Thi D., MS 11040006, 45 years of age is very focused and hard working. Besides working in the field (growing wheat and seasonal vegetables), she also raises livestock that include pigs and chickens. She was able to pay her last loan successfully. Her last business loan was also a success. Through good money management, she was able to purchased things for her family. Her accomplishment made her happy and even more motivated to continue doing business, seeking out more loans. This time she is asking for a loan of 3.828000vnd to invest into her family tradition of woodshop/construction work, stabilizing and increasing hers and her family income. The following are members of her group:
Ms. T. thi Thu, MS 11040011, is seeking a loan of 3.360000vnd to buy wood for her wood shop business.
Ms. N. Thi Lan, MS 11040027, is seeking a loan of 2.242000vnd to buy pigs for breeding.
Ms. N. Thi Thi, MS 11040007, is seeking a loan of 2.434000vnd to buy machinery for her family carpentry business.
Ms. N. thi Nhinh, MS 11040018, is seeking a loan of 2.242000vnd to buy livestock food supplies - ducks.
Translated from Vietnamese by Lynn N., Kiva volunteer.
chị Mẫn thị Đố MS 11040006, chị Đố năm nay 45 tuổi là người rất chăm chỉ. Chị không chỉ làm ruộng ( trồng lúa, hoa màu theo mùa), chăn nuôi lợn, gà...Chu kỳ trước chị đã trả vốn rất tốt và đã hỗ trợ được Chị trong việc tích kiệm tiền để mua tài sản trong gia đình. Điều đó đã làm Chị rất vui và rất muốn tham gia vay tiếp, chu kỳ vốn này Chị đăng ký vay mức 3.808000 VND để thêm vốn phát triển nghề mộc của gia đình nhằm ổn định, phát triển kinh tế gia đình mình hơn nữa. Các thành viên khác trong nhóm chị :
chị Trương thị Thu MS 11040011 vay mức 3.360000 VND để mua gỗ phát triển nghề mộc
chị Ngô thị Làn MS 11040027 vay mức 2.242000 VND để mua lợn giống
chị Nguyễn thị Thi MS 11040007 vay mức 2.464000 VND mua máy làm mộc của gia đình
chị Nguyễn thị Nhinh MS 11040018 vay mức 2.242000 VND để mua cám vịt
The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.
You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.