Thi Mai's Group
Trần Thị Quý, sinh năm 1968 (Ms 03070041), mức vay: 3.604.000 vnđ để đầu tư xưởng mộc.
Đỗ Thị Hồng Lương, sinh năm 1973 (Ms 03070043), mức vay: 3.604.000 vnđ để đầu tư mua gỗ làm đồ thủ công.
Trần Thị Vân, sinh năm 1953(Ms 03070040), mức vay: 3.604.000 vnđ để đầu tư kinh doanh đồ điện tử.
Lê Thị Luân, sinh năm 1981(Ms 03070044), mức vay: 2.204.000 vnđ để đầu tư gỗ làm trạm khảm.
Ms. N. Thi Mai, born in 1983 (MS 03070042), is requesting a loan of 3.604.000vnd to invest in woodshop. Ms. Mai and her husband both work at the family woodshop, her husband is a carpenter, and their children help with other works. She has 2 small children that are school age. Her children motivate her and her husband to work hard to nurture and provide them with a better future. Beside carpentry, she and her husband are both farmers. The average family income is 3.500.000vnd/month. She has been elected leader from a group of five who are actively seeking loans.
Translated from Vietnamese by Lynn N., Kiva volunteer.
About SEDA:The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.
You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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