Prosperidad (Cuenca) Group
One of the members of this group is Ana, she has been a member of the Prosperidad communal bank for 12 years and during all of this time she has cultivated wonderful friendships with all of her colleagues as well as seeing her family's situation improve with the loans.
Ana is 62 years old, she is married and the fruit of her marriage is four adult children who are married and live on their own. Her husband helps her at home as he is retired, and the home in which they live is their own.
Ana has been making her living as a seamstress for the last 30 years, she makes sports clothes and linen, she works from Monday to Friday without a fixed work schedule. She learnt this trade from her mother-in-law who passed on this work.
She will invest her new loan in the purchase of threads and fabrics. Her aim is to buy more machines to expand her workshop.
Una de las socias de este grupo es la Señora. Ana, es socia del grupo de crédito Prosperidad desde hace 12 años, en todo este tiempo ha establecido una muy buena amistad con todas sus compañeras y a su vez con los créditos ha ido mejorando poco a poco la situación de su familia.
La Señora. Ana tiene 62 años de edad, es casada y fruto de su unión conyugal ha concebido 4 hijos mayores de edad que son casados y viven independientes. Su esposo le ayuda en casa ya que es jubilado, la casa en la que viven es propia.
Doña Ana se dedica a la costura desde hace hace 30 años, elabora ropa deportiva y lencería, trabaja de lunes a viernes sin un horario fijo, este oficio lo aprendió de su suegra quien le heredo este trabajo.
Su nuevo crédito lo va a invertir en la compra de telas e hilos.
Su meta es comprar más maquinas para agrandar su taller.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid