Fofoga is a 21-year-old woman who is single with no children. She has a small taxi service business. She has been in this business for two years. Fofoga needs a loan to buy new tires, a taxi sign and to renew the car license. She will use her profits to pay for her children's education. Fofoga joined SPBD in 2013 to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.