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Cochapamba  (Cuenca) Group
In this Group: Blanca Aidee, Gloria María, Julia Margarita, María Bratriz, María Carmen, Tania Elexandra, Susana Gabriela*
* not pictured
The "Cochapamba" Communal Bank is made up of 7 hard-working female members who live in the Valle en Cuenca Parish; a place that is surrounded by vegetation, green fields and big landscapes thanks to its rugged geography. The architecture of this Parish is a mix of old and modern. The inhabitants, as well as the members, are kind and gentle and look to improve their economic situation every day in order to get ahead with their families. They dedicate themselves to agriculture and breeding and some work in commerce. Even so, they conserve their culture and traditions.

One of the members is Blanca. She's been a member of the "Cochapamba" Communal Bank for 13 years and in all of that time has established a good friendship with all of the members. The loans they has received have helped her improve her business little by little.

Blanca is 37 years old, married and has 3 children from her marriage. Her children are 19 and 12 years old and her youngest is 8 months old. Her first child is married and lives independently. Her second child is in school. Her husband works in construction and is a professional
bricklayer. She owns the house she lives in.

Blanca takes care of the household and breeds pigs, chickens and guinea pigs. They animals are for the consumption of the household, but in hard economic times she sells them. She has also been an itinerant vendor selling vegetables for some time now.

She will invest her loan in buying vegetables.

Her goal is to have her own business premises to sell her vegetables.
View original language description ↓
El grupo de crédito Cochapamba está formado por 7 mujeres muy trabajadoras quienes viven por la parroquia del Valle en Cuenca, lugar que se encuentra rodeada de mucha vegetación, de verdes campos y grandes paisajes gracias a su geografía accidentada, la arquitectura de esta parroquia se mezcla entre lo antiguo y lo moderno. Su gente al igual que todas las socias son personas amables, gentiles que día a día buscan mejorar su estabilidad económica para salir adelante con sus familias, se dedican a la agricultura, crianza de animales y muchos laboran en el comercio, aun conservan su cultura y tradiciones.

Una de las socias de este grupo es la Señora. Blanca, forma parte del grupo de crédito Cochapamba desde hace 13 años, en todo este tiempo ha establecido una muy buena amistad con todas sus compañeras y los créditos le han permitido mejorar poco a poco en su negocio.

La Señora. Blanca tiene 37 años de edad, es casada y fruto de su unión conyugal ha concebido 3 hijos de 19 y 12 años y su ultimo hijo de apenas 8 meses de edad, su primer hijo es casado y vive independiente, su segundo hijo estudian en el colegio. Su esposo se dedica al área de la construcción ya que es de profesión albañil, la casa en la que vive es propia.

Doña Blanca se dedica a los quehaceres de su hogar y a la cría de cerdos, pollos y cuyes a los que los vende cuando tiene en alguna necesidad económica o son para el consumo de su hogar. También desde hace algún tiempo está en el negocio de venta de verduras ambulantemente.

Su crédito lo va a invertir en la compra de verduras.

Su meta es tener un local propio para vender sus verduras.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 37
    View loans »
    Ecuador Loans Fundraising
  • $23,087,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Cochapamba (Cuenca) Group's $3,625 loan helped a member buy vegetables.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 23, 2013
Listed
Aug 19, 2013
Currency Exchange Loss:
N/A
Ended:
Feb 17, 2014