Tuamasaga is a 53-year- woman who is married and has seven children. She has a small business, selling drinks and snacks to members of her community. Tuamasaga is applying for a loan to help her pay for a child's university fees. She will also use part of the loan to buy a cooler, noodles, snacks and sugar. Tuamasaga joined SPBD in 2005 to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.