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Maria De Jesus
María de Jesús is a homemaker and farmer, a strong woman who strives to improve herself in life. Above all she's grateful to God for all the daily blessings she and her family have. She completed elementary school.

She and her husband have made a living in agriculture growing coffee for more than 10 years. She learned it from her parents, who have been farmers their entire lives. They have three children but only one lives with them because the others are independent. They acquired the land they farm from her parents and her in-laws.

Her challenges are the decline in prices and the climate factor of heavy rains, because in this line of work competition isn't a problem. Her fields are located about 200 meters from her house, and they walk there. Her husband, her children, and she are all involved as a family.

Her plan and dream as a mother is to continue investing in her coffee crop so each season will be more productive. This way she can give her daughter a better quality of life. She dreams of buying more land to continue growing, because her goal is to invest her profits in the same area.

Currently María de Jesús is asking the COMIXMUL cooperative for a loan to help her buy 8 bags of 18-46-0 soil amendments, 10 bags of urea, 8 bags of coffee formula, and other necessary supplies to maintain her coffee crop and make it more productive and secure for the season.
View original language description ↓
Doña María de Jesús es ama de casa y agricultora, una mujer fuerte y luchadora, con deseos de superarse en la vida y sobre todo agradecida con DIOS por todas las bendiciones que a diario derrama sobre ella y su familia. Tiene un grado de educación primaria completa y en compañía de su esposo se dedican a la agricultura en lo que es el cultivo de café hace más de 10 años ya que lo aprendió de sus padres que han sido agricultores por toda una vida. Tienen tres hijos pero solo una vive con ellos ya que los otros dos son independientes. La tierra que ellos trabajan la adquirieron por herencia por parte de sus padres y sus suegros. Como desafió encontrado es la baja de precios y las fuertes lluvias (factor clima) ya que en este rubro la competencia no es factor problema y sus cultivos están ubicados a una distancia de 200 metros de nuestra casa de habitación al cual se trasladan a pie involucrándose su esposo, sus hijos y ella como familia.

Sus Planes y sueños a futuro como madre es seguir invirtiendo en sus cultivos de café para que sean más productivos cada temporada y así darle una mejor calidad vida a su hija siendo su sueño como madre comprar más áreas de terreno para seguir cultivando ya que su meta es invertir las ganancias en el mismo rubro.

María de Jesús actualmente solicita a la cooperativa COMIXMUL un financiamiento que ayudara a la compra de 8 bolsas de abono 18-46-0, 10 bolsas de urea, 10 bolsas de nitrato, 8 bolsas de formula cafetalera, etc. necesarios para el mantenimiento de su cultivo de café haciendo sus cultivos más productivos y más seguros para la temporada.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 81
    View loans »
    Honduras Loans Fundraising
  • $8,803,075
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Maria De Jesus to buy agricultural inputs.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Aug 14, 2013
Listed
Aug 19, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2014