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Amelia is a 48-year-old woman who lives with her parents in the city of Piura in the district of Jayanca. She is a very kind, hardworking, and enthusiastic person who puts all her efforts toward getting her family ahead. Unfortunately, a lack of money and the need to work from a very young age prevented Amelia from pursuing the business administration degree she wanted.

On her own initiative and with a great deal of hard work and dedication, Amelia works selling the produce she grows on her small plot of land. She sells them in the small markets in her city. She works every day starting early in the morning and she can go for around eight hours.

Amelia is very thankful to Kiva's lenders, as it is thanks to their help that she will be able to install a bathroom in her home because she and her family currently do not have a suitable bathroom. This will provide Amelia and her family with security and wellbeing. She will keep working and putting her effort into achieving her greatest dream of expanding her crops.
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Amelia es un mujer de 48 años, vive en la ciudad de Piura, en el distrito de Jayanca con sus padres, ella es una persona muy amable, trabajadora y entusiasta, que dedica todos sus esfuerzos por sacar adelante a su familia; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde muy joven, Amelia no pudo estudiar la carrera profesional de Administratorio de Empresas que deseaba.
Por iniciativa propia, con mucho empeño y dedicación, Amelia trabaja comercializando productos agricolas que cultiva en su pequeña parcela, los cuales vende en mercadillos de su ciudad, ella trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 8 horas.
Amelia se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la construcción de los servicios higiénicos de su hogar, ya que actualmente ella y su familia no cuentan con un baño adecuado, de esta manera Amelia y su familia tendrán mayor seguridad y bienestar, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de ampliar sus cultivos.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 104
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,425 helped Amelia to install a bathroom in her home.
52% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jul 18, 2013
Aug 19, 2013
Currency Exchange Loss: