Tina is a 42-year-old woman who is married with six children. She has a small business, providing a tailoring service to the community. She has many years with this business. Tina needs a loan to buy a sewing machine, materials, needles, threads and oil. She will use her profits to support her children's education. Tina joined SPBD in 2010 to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.