She is requesting this loan to purchase merchandise such as women's cologne.
The group members in the small attached photo asked permission to come late to the meeting because they were working. The members are grateful for the Kiva lenders and promise to make their repayments on time.
La socia Carmen Rosa tiene 56 años de edad tiene 04 hijos y es casada, la socia alterna sus actividades diarias con el negocio de venta de cosméticos por catalogos, la socia vende perfumes, colonias, entre otros a sus clientes que le solicitan, la socia vende de forma ambulatoria a sus clientes cómo amistades, familiares entre otros, a la vez la socia vende ropa a sus mismos clientes, la socia es una persona responsable y empeñosa siendo de esta forma que la socia saca adelante a su familia.
La socia solicita el crédito para la compra de mercadería como colonias para damas.
Los socios que salen en la foto adjunta pidieron permiso para llegar tarde a la reunión por motivos de trabajo.
La socia se siente agradecida con los inversionistas de kiva y se compromete a cumplir con sus cuotas establecidas.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid