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Karla Waldina
Karla is a 25-year-old young woman. She is married, with two children who live with her family. She has completed secondary school, graduating in merchandising and accounting. She is not practicing her profession. Her household companion works in the national registry of citizens. Karla decided to start her own business growing coffee, a skill she learned five years ago from her partner’s company. She watched him work in all the different activities on the farm such as clearing the land, fertilizing, and harvesting. Actually she and her husband support each other in order to progress and help their dependent children.
Karla is asking for this loan today in order to buy fertilizer, manure and chemicals among other items used to grow coffee. If the coffee plants are not maintained, they will suffer rust damage.
Her dream is to educate her children so that they have a better quality of life and better opportunities for employment. Working on the land is hard. There is a lot of exposure to pesticides. If you don’t have the supplies to maintain the crop, you earn very little. If she has this loan, she can prepare and maintain her crops. Then she will have a good harvest and be a good parent to her children.
View original language description ↓
Karla es una joven de 25 años de edad en un estado civil de unión libre casada madre de 2 hijos los cuales viven juntos en familia. Tiene un grado de educación de secundaria completa graduándose como perito mercantil y contador público pero no ejerce su profesión y su compañero de hogar trabaja en el registro nacional de las personas. Ella decidió emprender un mejor camino formando su propio negocio con el cultivo de café actividad que aprendió hace 5 años en compañía de su compañero de hogar siendo ellos los únicos que se involucran en cada una de las diferentes actividades que se realizan en el campo como: limpieza, abono, fertilización y en temporada la parte de recolección. En la actualidad su pareja y ella son apoyo mutuo para salir adelante del cual dependen sus 2 hijos.

Karla hoy en día está solicitando ayuda para compra de fertilizante, abono, urea foliares entre otros para el mantenimiento de su cultivo de café, mismo que si no se le da mantenimiento y cuidado a tiempo puede ser dañado por la roya.

Ella sueña con educar a sus hijos para que tenga una mejor calidad de vida, mejores oportunidades de empleo ya que el trabajo de la tierra es muy pesado y con tanta contaminación ambiental y la falta de materiales para el cuido, las ganancias que quedan son pocas, pero de esta forma ella podrá preparar y fortalecer su cultivo y tener una excelente cosecha y un buen patrimonio para sus hijos.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 85
    View loans »
    Honduras Loans Fundraising
  • $8,841,900
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Karla Waldina to buy chemicals, fertilizer and other items for her coffee plants.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Aug 14, 2013
Listed
Aug 18, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2014