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Greetings from Rwamagana in Rwanda! Theoneste is 28 years old, married with two children, one adopted after being orphaned in the 1994 Genocide in Rwanda.

In 2000, Theoneste started a small shop in Rwamagana’s trading center selling a variety of items including soap, sugar, cassava flour, soft drinks, and clothes. He later expanded his business by growing sorghum and bananas to sell in the markets in order to increase his income. Currently employing four people and earning about $100 every month, Theoneste is applying for a loan of $925 to increase the stock in his shop and grow more sorghum and bananas.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 16
    View loans »
    Rwanda Loans Fundraising
  • $13,437,050
    Funds lent in using Kiva
  • 545.4
    Rwanda Francs (RWF) = $1 USD