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Greetings from Rwamagana in Rwanda! Theoneste is 28 years old, married with two children, one adopted after being orphaned in the 1994 Genocide in Rwanda.

In 2000, Theoneste started a small shop in Rwamagana’s trading center selling a variety of items including soap, sugar, cassava flour, soft drinks, and clothes. He later expanded his business by growing sorghum and bananas to sell in the markets in order to increase his income. Currently employing four people and earning about $100 every month, Theoneste is applying for a loan of $925 to increase the stock in his shop and grow more sorghum and bananas.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 9
    View loans »
    Rwanda Loans Fundraising
  • $15,406,850
    Funds lent in using Kiva
  • 545.4
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Theoneste to increase his working capital.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 23, 2008
Aug 8, 2008
Currency Exchange Loss:
Jul 15, 2009