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Rosa Amelia
Rosa is from the beautiful city of Estelí, which is known as the diamond of the Segovia. She is married, and she has an adult daughter who is a professional. Rosa is known for being a hard-working and responsible woman with the desire to succeed. She has been working as a secretary for many years, and she has shown good professional growth.

She is requesting a loan to buy construction materials like sand, cement, tile flooring, and a sink. All of this is in order to build a bathroom in her house.

Rosa is grateful for the help provided by Kiva. This type of service seems very good to her because it contributes to reducing the environmental contamination, and it improves the family’s living conditions.
View original language description ↓
Rosa es originaria de la linda ciudad de Estelí conocida como el diamante de las Segovia, su estado civil es casada y tiene una hija mayor de edad y profesional. Doña Rosa se caracteriza por ser una mujer trabajadora, responsable y con deseo de superación.
Actualmente se desempeña como secretaria desde hace muchos años demostrando buen desarrollo profesional.

Solicita un crédito para la compra de materiales de construcción tales como arena, cemento, piso cerámica y lavamanos todo esto para construir servicio sanitario en su vivienda.

Rosa manifiesta que se siente agradecida con el apoyo brindado por kiva y le parece muy bien este tipo de servicio ya que contribuye a reducir la contaminación ambiental y mejorar las condiciones de vida de la familia.

Additional Information

More information about this loan

This loan is part of CEPRODEL's initiative to expand access to sanitation facilities. Working with the World Bank and local governments, CEPRODEL offers these loans to help clients buy environmentally-responsible toilets, sinks, and shower/bath systems. Eligible recipients include clients and families who live in very poor regions of Nicaragua, lack access to water, or are employed making handicrafts or as roving salespeople. Along with these loans, clients receive environmental education training from the World Bank to better understand how plumbing interacts with the local ecosystem. By supporting this loan, you are making a difference in a country where 48% of the population lacks access to proper sanitation.


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 64
    View loans »
    Nicaragua Loans Fundraising
  • $25,073,225
    Funds lent in using Kiva
  • 25.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Rosa Amelia to buy construction materials to build a bathroom.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 31, 2013
Aug 18, 2013
Currency Exchange Loss:
Sep 17, 2014