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Olga Maria
Olga María lives in the town of Condega, a small city in the north of Nicaragua approximately 35 kilometers north of Estelí. She's a single mother with two children who work on their own and help her pay for her personal expenses. She has lived in her own house for some 48 years and is very well known to the neighbors.

Olga works for a public institution in city of Condega. She has worked in this field for approximately eight years. She works every day of the week without a schedule because she has to look after the care of the park.

She went to CEPRODEL to request a loan for a project inspired by CEPRODEL. It consists of a sanitary water system, the goal of which is to improve the health of the people of Condega.

She's positive she'll be able to benefit from this project and continue improving her housing conditions, because her monthly income isn't enough to pay for the construction on her own. This way she'll have a better house.
View original language description ↓
La señora Olga María reside en el municipio de condega una pequeña ciudad al norte de Nicaragua, aproximadamente unos 35 km al norte de la ciudad de Estelí, esta señora es madre soltera y tiene dos hijos que trabajan por cuenta propia y le ayudan económicamente para sufragar sus gastos personales. Esta señora tiene unos 48 años de vivir en su propia casa de habitación y es muy conocida por los vecinos.
La señora Olga es empleada y labora para una institución publica en el municipio de condega en el área de vigilancia, ella tiene aproximadamente unos 8 años de laborar en esta área. Ella labora a diario todos los días de la semana sin horario ya que tiene que estar pendiente del cuido de dicho parque.
ella se presentó a ceprodel con el objetivo de solicitar un financiamiento para ser beneficiaria de un proyecto que impulsa ceprodel que consiste en sistema sanitario de agua y saneamiento que dicho perfil es mejorar la salubridad de la población de condega, ella se muestra positiva que podrá ser beneficiada con este proyecto e ir mejorando las condiciones de su casa ya que sus ingresos mensuales no le son suficiente como para poder costear los gastos de dicha construcción por cuenta propia y de esta manera lograr tener una vivienda más digna.

Additional Information

More information about this loan

This loan is part of CEPRODEL's initiative to expand access to sanitation facilities. Working with the World Bank and local governments, CEPRODEL offers these loans to help clients buy environmentally-responsible toilets, sinks, and shower/bath systems. Eligible recipients include clients and families who live in very poor regions of Nicaragua, lack access to water, or are employed making handicrafts or as roving salespeople. Along with these loans, clients receive environmental education training from the World Bank to better understand how plumbing interacts with the local ecosystem. By supporting this loan, you are making a difference in a country where 48% of the population lacks access to proper sanitation.


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $3,636
    Average annual income
  • 147
    View loans »
    Nicaragua Loans Fundraising
  • $24,068,900
    Funds lent in using Kiva
  • 25.4
    Nicaragua Cordobas (NIO) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,000 helped Olga Maria to build a bathroom.
79% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Jul 31, 2013
Aug 23, 2013
Currency Exchange Loss: