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Alfonso Reynaldo
Alfonso is 30 years old, he lives in the city of Carhuaz, located in the north of Peru. Alfonso works in his small business selling sports clothes. He works approximately ten hours per day and can attend to up to 20 customers a day. He considers that he is getting ahead with his business because he is very friendly with his customers hence why they always come back to buy his products.

Alfonso is very grateful to the Kiva loan lenders as it is thanks to the help that they have given him that he will be able to buy more merchandise for his business such as shorts, tracksuits and so on, with which he will have a larger variety of products and better attend to his customers. It is in this way that he will continue fighting to achieve his greatest dream: "Of having his own home and a larger business."
View original language description ↓
Alfonso tiene 30 años de edad, vive en la ciudad de Carhuaz, ubicada al norte de nuestro país, Alfonso trabaja en su pequeño negocio de venta de artículos deportivos, el trabaja alrededor de 10 horas al día y puede atender hasta 20 clientes en el día; él cree que está saliendo adelante con su negocio porque es muy amable con los clientes y por ello siempre regresan a comprar sus productos.

Alfonso está muy agradecido con los prestamistas kiva ya que gracias a la ayuda que le han brindado el podrá comprar mas mercadería para su negocio como short, buzos, entre otros, con lo cual podrá tener mayor variedad de productos y atender mucho mejor a sus clientes, así el seguirá luchando para poder hacer realidad su más grande sueño:” Tener su casa propia y un negocio más grande”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 120
    View loans »
    Peru Loans Fundraising
  • $60,164,250
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Alfonso Reynaldo to buy merchandise (tracksuits, shorts, and so on).
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 18, 2013
Aug 27, 2013
Currency Exchange Loss:
Apr 16, 2014