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Blanca Luz
Blanca is 27 years old, she is a young enterprising woman with a keen desire to excel in life. She is married, a housewife, a coffee grower and mother to two children. It is in the company of her partner that they work every day to get ahead in life. Blanca has a full primary education thanks to her parent's financial support. She has been making her living in coffee for five years, a trade she learnt together with her partner, and the plots that they cultivate together are inherited from her parents.

She has sought financial support from the COMIXMUL communal bank to buy agricultural supplies such as fertilizers, urea and coffee crop formula which help to protect her crops from rust and the coffee borer beetle among other pests and illnesses which damage the crop.

Blanca's plans for the future are to cultivate a better variety of coffee to offer and compete in the market to get ahead in life, and to one day export her product as a high-quality product. Blanca's dream for the business and her family is to obtain a larger harvest as already mentioned, and to complete her children's education up to university level.
View original language description ↓
Blanca tiene 27 años de edad una mujer joven, emprendedora, con muchos deseos de superarse en la vida, casada, ama de casa y caficultora madre de 2 hijos y en compañía de su compañero de hogar trabajan diariamente para salir adelante. Ella tiene un grado de educación primaria completo gracias al apoyo financiero brindado por sus padres. Ella se dedica a la caficultura hace 5 años la cual aprendió junto a su compañero de hogar y los terrenos que juntos cultivan son herencia de sus padres.

Ella ha solicitado un apoyo financiero a la cooperativa COMIXMUL para poder comprar insumos agrícolas como fertilizantes, urea, formula cafetalera, que ayuden a mantener sus cultivos de café protegidos de la roya y de la broca entre otros bichos y enfermedades que deterioran la cosecha.

Sus planes en un futuro es poder cultivar una mejor variedad de café con la cual pueda ofrecer y competir en el mercado para poder salir adelante y algún día poder sacarlo del país como un producto de calidad. Su sueño para su negocio y su familia es obtener una mayor producción como lo dijo anteriormente y poder completar la educación de sus hijos hasta llegar a la universidad.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 90
    View loans »
    Honduras Loans Fundraising
  • $8,676,100
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,425 helped Blanca Luz to buy agricultural supplies for her coffee crop.
50% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Aug 12, 2013
Listed
Aug 18, 2013
Currency Exchange Loss:
Possible