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Sandra Elizabeth
Sandra is a farmer and housewife, the mother of 5 children, all of them living at home. Two of them are attending school and one of the remaining three helps with the work in the fields. With only 4 years of primary education, Sandra struggles daily, together with her husband, so that the children do not suffer the same situation that she suffered in her youth. She supports them as much as she is able and provides the essentials so that they do not lack anything.

She has worked growing coffee, corn and beans since she was very young and she has a lot of experience in the cultivation of these products. The land that she, her husband and their son work is their own, part of it received as an inheritance. Another part, located a 30 minute walk away, is purchased and worked only by herself and her family.

Her goals and dreams are to give her children a good education, which is the best tool they can have for a good future. It is for this that she works every day. Presently, she has requested financing from the COMIXMUL cooperative in order to buy 45 cans of Pergamino coffee, 13 quintals (about 1300 lbs) of urea, and 5 quintals (about 500 lbs) of 12-24-12 fertilizer in order to provide high quality and sufficient maintenance to her coffee crops, since the family income depends on this activity.
View original language description ↓
Doña Sandra es agricultora y ama de casa, madre de 5 hijos los cuales viven en su casa 2 están en la escuela y uno de los 3 restante ayuda en las actividades del campo. Con 4 años de educación primaria ella lucha diariamente en compañía de su esposo para que sus hijos no pasen por la misma situación que ella en su juventud paso apoyándoles en todo lo que puede y no necesario para que a ellos no les falte nada. Ella se dedica al cultivo de café, maíz y frijol desde muy joven teniendo mucha experiencia en el cultivo de estos productos. La tierra que en compañía de su esposo y su hijo trabajan es propia gracias a una herencia y otra parte comprada la cual está ubicada a una distancia de 30 minutos de camino en la cual solo ellos como familia se involucran.

Sus metas y sueños son las de darle a sus hijos una buena educación un buen futuro con el cual ellos puedan tener como la mejor arma para el día de mañana. Es por ello que ella lucha día a día y hoy ha solicitado un financiamiento a la cooperativa COMIXMUL para la compra de 45 latas de café en pergamino, 13 quintales de urea 5 quintales de fertilizante 12-24-12 para poder darle un excelente y satisfactorio mantenimiento a sus cultivos de café ya que los ingresos para su familia dependen de esta actividad.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 40
    View loans »
    Honduras Loans Fundraising
  • $8,919,800
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Sandra Elizabeth to buy agricultural supplies for her coffee crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Aug 13, 2013
Aug 23, 2013
Currency Exchange Loss:
Sep 19, 2014