10 Estrellas Del Norte Group
The loan they will take out will benefit small businesswomen where Lidia is a member. She says that she has been a member of Pro Mujer for two years. She joined by invitation from a representative of the institution who went to visit her. She currently has a business spinning vicuña wool. She relates that she took over this business from her sister, starting with a small amount of capital. It has now grown a great deal with the loan that she got.
The loan that she will now take out is to buy vicuña fiber that she will get wholesale at the traditional fairs. After production she will sell at her sales space. This way of working allows her to generate resources to support her family. She is single and has one child.
When asked what she likes about Pro Mujer, she answered that she likes the saving, the loans, and the meetings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Lidia es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarle. En la actualidad ella tiene un negocio de hilado de vicuña; da a conocer que este negocio lo emprendió de su hermana, empezando con un poco capital y en la actualidad creció ampliamente con el crédito obtenido.
El crédito que ahora sacará es para el aumento de capital (compra de fibra de vicuña) que adquirirá de las ferias tradicionales, por mayor, y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella es soltera y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el ahorro, el crédito y las reuniones.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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