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Reyna Esperanza
Reyna is a 29 year old young woman in a common law marriage. She has one son, who lives with and depends on them. She has an elementary school education and was able to complete it thanks to her parents’ support. It was they who taught her to raise corn, beans, and coffee. She currently raises coffee with her partner who is her only source of support, on a piece of farmland she owns, located where she lives, thanks to her savings and God’s help, and she is able to maintain her crops easily.

She is asking for a loan through the COMIXMUL cooperative so she can buy coffee compost, fertilizer, plants, and other things to help with her coffee production, so she can have a good harvest and be more attractive to her customers.

Her plans are to improve and fertilize the soil on which they farm so that her coffee crops keep their foliage and produce a healthy fruit. This way they will be able to count on a sure harvest. Her dream, like that of every mother, is to support his son with his studies so that he will graduate from university and not have to deal with the same situation she had to deal with as a child.
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Reyna es una joven de 29 años de edad en un estado civil en unión libre y madre de 1 hijo el cual vive y depende de ellos. Ella cuenta con un grado de educación primario completo que pudo cursar gracias al apoyo de sus padres. Fueron ellos los que le enseñaron a cultivar maíz, frijoles y café. Actualmente ella se dedica al cultivo de café en compañía de su pareja la cual es su único apoyo en un terreno que es propio gracias a los ahorros y a DIOS el cual está ubicado en la misma propiedad donde ellos habitan por lo que el mantenimiento a sus cultivos es más fácil incluso su asistencia técnica.

Actualmente ella ha solicitado un financiamiento a la cooperativa COMIXMUL pata la compra de abono, formula cafetalera, fertilizantes, foliares entre otros para dar asistencia y protección a sus cultivos de café con los cuales planea sacar una buena cosecha y un grano atractivo para sus clientes.

Sus planes son mejorar y abonar la tierra que ellos cultivan para que sus cultivos de café mantengan el follaje y el grano sano ya que de esta forma ellos podrán contar con una cosecha segura. Su sueño es como el de toda madre apoyar a su hijo en sus estudios y lograr enviarlo a la universidad para que él pueda graduarse de una carrera universitaria y que no pase por la misma situación que ellos en su juventud.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 26
    View loans »
    Honduras Loans Fundraising
  • $8,349,000
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Reyna Esperanza to buy farming supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 9, 2013
Listed
Aug 18, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 19, 2014