Calixto was not able to study beyond elementary school. He earns a living as a mason on different tasks, while his wife is a housewife. He needs this loan so he can build a wall that he desperately needs onto his house (buy building materials).
Calixto’s dream is to have a completed and secure home.
Calixto no pudo estudiar más allá de la primaria. Se gana la vida como albañil en diferentes obras, mientras que su esposa es ama de casa. Necesita crédito para una muralla que su vivienda necesita con urgencia (compra de material de construccion)
El sueño de Calixto es tener una casa terminada y segura
About IMPROIMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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