Juliana is 27 years of age and lives in Dansoman-Accra. She is married and she has two children. She runs a retail shop in the area where she lives and this has been her major activity for the last five years. She does this work all by herself.
She wants a loan amount of 1,500 Ghana Cedis (GHS) to buy more wigs of different brands to sell to customers. The major challenge that she faces is price instability and inflation. This her fifth loan cycle with ID-Ghana and she has repaid previous loans without difficulty. The extra income that she will raise from the loan will be used to pay for school fees for her children.
About ID Ghana
ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.