Janet is married with five children and two of her children go to school. She also takes care of additional family members (her grandchildren). She has a business running a retail shop and has been in this business for three years. She has applied for a loan of 1,000,000 Uganda shillings from MCDT-SACCO to buy more bags of sugar, maize flour, and rice, cartons of salt and boxes of soap. She generates additional income through working as a part-time teacher.
Janet works in her shop seven days out of every week and sells to all categories of people on a retail basis. Her major business challenges include seasonality, transportation and ever increasing prices of goods in Uganda. She is aspiring of owning a fully stocked retail shop and also owning a delivery van to ease transportation. She resides in her own house and the family has access to electricity and piped water. Her monthly expenses include school fees and feeding the family
About MCDT SACCO
This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at http://www.kiva.org/partners/112, and join our lending team, Friends of MCDT SACCO, at http://www.kiva.org/team/friends_of_mcdt_sacco.