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Panha is a citizen from a rural area located in Kandal Province’s Ponhea Leur District. He is a 26-year-old single man.

To make a living, he has been working as a teacher for four years. The current job earns him about 16,000 KHR per day but he can manage to save about 7,000 KHR each day after daily expenses.

Panha, who has never been with VisionFund before, is seeking his first loan. He is going to use this loan for paying the tuition fees for the four years of his bachelor degree majoring in history. This loan will enable him to have a good and bright future from these academic studies and earn a better living in the future.

Additional Information

More information about this loan

This loan is part of VisionFund Cambodia’s higher education program, designed to provide financing to students in poor households who otherwise lack the financial support to continue their studies. Very few students have the financial resources necessary to go to college. VisionFund Cambodia has designed a lower-interest rate loan product for students, given the financial benefits associated with financing this loan upfront on Kiva. It is disbursed to the borrower in annual installments.

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,450 helped Panha to pay the tuition fees for four years.
0% repaid
Repayment Term
86 months (Additional Information)
Repayment Schedule
Jul 22, 2013
Aug 23, 2013
Currency Exchange Loss: