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Mr. Clément is seeking a first loan from WAGES to buy an apparatus for painting cars. Mr. Clément, age 34, is an automobile painter who works with one helper. He started this activity in 1997. He plans to use his profits to open another garage and to provide for his family. He is the married father of three children, two of whom go to school.
Afin d'acheter d'acheter de la machine servant à peindre les voitures, mr Clément âgée de 34ans fait son premier crédit à WAGES. Il est peintre auto et est aidé par 01 personne dans son activité. Il désire avec ce profit ouvrir une autre garage et subvenir aux besoins de sa famille(Il est marié et père de 03 enfants dont 02 scolarisés). Notons qu'il a démarré l'activité en 1997.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,700
    Average annual income
  • 6
    View loans »
    Togo Loans Fundraising
  • $8,707,775
    Funds lent in using Kiva
  • 491.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Clément to buy a compression device for painting cars.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 19, 2013
Aug 21, 2013
Currency Exchange Loss:
Dec 17, 2013