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Zuma Group
In this Group: Happy, Hassan, Rehema, Yasinta, Cecilia, Ritha, Maclaud, Husna, Audifasi, Said
Happy, who is in her early 30s, is married with two children, one of whom goes to school and the other is a baby. She has been a food vendor for five years; she works from 6.00 am to 6.00 pm daily and is able to make a fair monthly profit.

This will be Happy's fifth loan from Tujijenge Tanzania. She used the previous loans to stock the missing items in the food store. So she managed to cook more food and sell it to more people.

She is doing very well. She has paid back all her loans successfully. She used the profit to buy a bed, a mattress, a TV set, a deck, and household expenses. She wants to use this loan to buy more rice, cooking oil, beans, wheat flour, baking flour, and charcoal. She dreams of buying her plot of land and building her own house.

Happy will share this loan with her loan group, 'ZUMA', which consists of ten members. The members of the group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 74
    View loans »
    Tanzania Loans Fundraising
  • $15,100,175
    Funds lent in using Kiva
  • 1,616.4
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Zuma Group's $4,800 loan helped a member to buy more rice, cooking oil, beans, wheat flour, baking flour, and charcoal.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Aug 14, 2013
Aug 22, 2013
Currency Exchange Loss:
Feb 17, 2014