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Ulufafo is a 54-year-old woman who is married, with four children. She runs a small business, selling German buns, donuts, etc., in her community and she has been doing this for many years.

She is requesting this loan to help her make improvements to her house, so her family can have better living conditions. Ulufafo will use the loan to buy cement, ceiling boards and timber. She will also use part of her loan to buy flour, dripping oil, sugar, yeast and soy sauce. Ulufafo joined SPBD in 2012 to gain access to financial services.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 88
    View loans »
    Samoa Loans Fundraising
  • $7,709,500
    Funds lent in using Kiva
  • 2.4
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Ulufafo to buy ingredients and to make improvements to her house.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 1, 2013
Aug 22, 2013
Currency Exchange Loss:
Aug 17, 2014