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Ballardo Anibal
Ballardo, 25, lives with his elderly parents who he supports economically by working as a tailor, making clothing. His greatest desire is to give his parents safety and better conditions since the house is on one of the main streets and somewhat exposed.

He is requesting a loan to build a porch on the house so his parents will be safe, more comfortable and peaceful at home.
View original language description ↓
Ballardo tiene 25 años de edad, habita junto a sus ancianos padres a quiénes apoya económicamente con su labor como sastre, realizando elaboración y confección de ropa. Su mayor deseo es brindarles seguridad y mejores condiciones a sus padres, ya que la vivienda está expuesta porque se encuentra ubicada a orillas de una calle principal. Es por esta razón que solicita el crédito para construir el porche de su vivienda, para que sus padres cuente con la seguridad, comodidad y tranquilidad en su casa de habitación.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 90
    View loans »
    Nicaragua Loans Fundraising
  • $24,741,875
    Funds lent in using Kiva
  • 25.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ballardo Anibal to buy cement, iron, bricks, sand and gravel.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 10, 2013
Aug 17, 2013
Currency Exchange Loss:
Oct 17, 2014