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Bitrus is a devoted father of 3, farmer and Babban Gona member from Chiroma village in Kaduna. He is excited about the progress his farm is making due to the services he receives from Babban Gona. Like all Babban Gona members, he now has access to high quality inputs and expert advice from agronomists and can expect to make up to $1,350/ha this season, which is double the average annual income of most Nigerian farmers. He looks forward to improving his farming operations and making a positive change in his life. With this loan, he is on his way to achieving his dreams. A recent loan by Babban Gona provided him with sufficient fertilizer to ensure maximum productivity of his maize farm as well as a product to detoxify his maize and make it healthier for consumption. He was also taught how to apply them correctly. This season, he is very happy with the results he is seeing.

Additional Information

More information about this loan

This loan is aimed at helping smallholder farmers. The farmers are divided into Trust Groups and deliver training and development services, inputs like seeds on credit and post-harvest marketing services. This Kiva loan will thus be used to provide borrowers with needed goods or services, as opposed to cash or financial credit. This system increases farmers’ yields up to 4 times the national average. In addition, Babban Gona markets its farmers’ produce to premium markets over the course of the year, ensuring that they receive the best price possible for their produce and have a steady flow of income year round. Kiva loans are used to help Babban Gona expand its services to more rural areas in Northern Nigeria. Babban Gona posts loans before the inputs are provided so there is a chance that farmers will change their input package after the loan is posted. As a result, the loan amount may slightly change after you fund the loan, and any difference will be repaid to you when the first loan repayment is made. By supporting this loan, you’re providing farmers with the opportunity to increase their yields.

About Nigeria

  • $6,100
    Average annual income
  • 23
    View loans »
    Nigeria Loans Fundraising
  • $6,043,525
    Funds lent in using Kiva
  • 160.9
    Nigeria Nairas (NGN) = $1 USD

Success!! The loan was 100% repaid

A loan of $100 helped Bitrus to access high quality inputs such as fertilizer and improved seed that will double his yields and income.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
At end of term
Jul 16, 2013
Aug 15, 2013
Currency Exchange Loss:
Feb 25, 2014