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Maria Maura
Maria is 54 years old and single. She doesn't have any children, and she lives with her mother in her mother's home. She is a farmer and housekeeper. She has worked in agriculture for many years, and she learned how to farm from her parents, who are now elderly. Farming has been her sole means of earning an income for a long time, and it allows her to cover her basic necessities and other household expenses.

In cool seasons she also plants corn and beans. Her main customer is a business located in the same community as her. They buy her products to resell or export.

Her crops are located 100 metres away from her home, as she is the only person who is involved in the care and maintenance of her crops.

She is asking for this loan to buy necessary agricultural inputs, such as fertilizers and manure, for her coffee farming. With these inputs she hopes to improve her crops and obtain an excellent harvest, achieving positive results.

She plans to increase her coffee crops by planting a better and larger variety of seeds, since she will be able to increase her earnings in this way. It will help her to sell at a good price in the market and she will be able to retain more earnings for her family.
View original language description ↓
Doña María tiene 54 años de edad la cual es soltera y no tiene hijos y vive bajo el techo de su madre y vive en su compañía. Ella es agricultora y ama de casa dedicándose a la actividad de la agricultura hace muchos años la cual lo aprendió de sus padres los cuales son ancianos y fue por mucho tiempo y sigue siendo su único medio de ingreso para cubrir las necesidades básicas entre otras que se presentaban en el hogar. Ella también en temporadas frías siembra maíz y frijoles siendo sus clientes una empresa ubicada en la misma comunidad la cual se dedica a la compra de estos productos para revender o exportar. Sus cultivos están ubicados a una distancia de 100 metros de su casa de habitación siendo ella la única que se involucra en la asistencia y mantenimiento de sus cultivos.

Ella solicita un financiamiento para la compra de insumos agrícolas necesario como abono, foliares, fertilizantes, etc. para su cafetal ya que por medio de esto ella espera mejorar sus cultivos y al final obtener una excelente cosecha obteniendo resultados positivos y esperados.

Ella planea ampliar más sus cultivos de café sembrando una mayor y mejor variedad de plantilla ya que de esa manera ella podrá generar mejores ingresos logrando alcanzar un buen precio en el mercado y pudiendo retener mejores ganancias para familia.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 68
    View loans »
    Honduras Loans Fundraising
  • $8,631,200
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Maria Maura to buy agricultural inputs for her coffee crops.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Aug 14, 2013
Listed
Aug 16, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 19, 2015