A loan of $850 helped a member to pay for purchasing sugar, tea dust, lentils, biscuits, soap, shampoo, chocolate etc.

Trishakti Group's story

In the year 2010, four women from a rural village named Bharuakani of Balangir district in Odisha, India formed a group named Trishakti to access a loan from Mahashakti Foundation and expand their business. Binakumari is one of these women.

The lady sitting second from right in the photo, raising her hand, is Binakumari, aged 44 who lives with her husband, two daughters of 12 and 9 years, one son of 6 years and her mother in-law. Her family belongs to a Below Poverty Line (BPL) category. People from the BPL category live on less than one dollar a day.

Binakumari has been running a general store in her house for the last eighteen years. She is also sells milk. Her husband supplements the income from her business. She sells general grocery items like sugar, lentils, biscuits, soap, shampoo, chocolate and stationery such as books, pens, etc. Binakumari was able to increase the variety of items at her general store with her scanty savings and increase her cash flow. Her monthly income from the existing business is Rs.4000/-. Out of this income she has been able to manage her household expenses. As per her statement, she was able to increase the variety of items in her shop but not the inventory.

Binakumari wants to increase the stock of her business. So the loan amount will be utilized to purchase items like sugar, tea dust, lentils, biscuits, soap, shampoo, chocolate etc. for her general store. This will help her to reduce her purchasing and transportation costs as she will replenish her stock less frequently from the nearest town, 15 kms away. Binakumari hopes to save enough to build a good house for her family as the present house is very small and congested. She also dreams of giving a better education to her children. The other three members of the group are Dahana, Basanti and Jashobanti who are running a bamboo basket-making and selling business, a general store and a milk business respectively.

Since the inception of Trishakti group, Binakumari has been heading the group with dedication and sincerity. Other members of the group are also very happy and satisfied under the dynamic leadership of Binakumari.

In this group: Binakumari, Dahana, Basanti, Jashobanti

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