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Zion Christian Association2 Group
In this Group: Bena, Yudaya, Jesca, Florence, Harriet, Sarah, Deo, Fred, Bosco, Richard, Prossy, Rachael, Olivia, Jovia, Lydia, Marry, Gerald, James, Stanary, Sofiya, Joyce, Winfred, Stella, Lovisa
Jessica is a 40-year-old woman with five children who all go to school. She is a married woman and a resident of Entebbe. She is a second-time borrower and has been servicing a loan of UGX 500,000 during the previous cycle, and which she repaid well.

However, she now wants to borrow UGX 1,000,000 . She wishes to borrow more money from Ugafode Microfinance in order to finance her small poultry farm by buying feed and young chicks. She is so grateful to the funders for the help they provide to the low-income earners like her fellow group members who cannot borrow from big banks since they don’t have security to secure their loans.

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 136
    View loans »
    Uganda Loans Fundraising
  • $31,940,600
    Funds lent in using Kiva
  • 2,560.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Zion Christian Association2 Group's $4,550 loan helped a member to buy chicken feed and chicks.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 10, 2013
Aug 30, 2013
Currency Exchange Loss:
Mar 17, 2014