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Veronica's Umoja Group
In this Group: Veronica, Herieth, Dorah, Joyce
Veronica is 40 years old. She is a married woman with 3 children between the ages of 19 and 10 and takes care of 3 other children aged 19, 17 and 10. She became a clothes seller in 2003. She works everyday from 7am to 12pm and can earn a monthly profit of about $90 from her sales.

Veronica requests a loan to buy more clothes for inventory. She will share this loan with her subgroup members, who have businesses dealing with charcoal and handbag sales, clothes sales, chips and snacks sales.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 36
    View loans »
    Tanzania Loans Fundraising
  • $14,890,150
    Funds lent in using Kiva
  • 1,154.4
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Veronica's Umoja Group's $800 loan helped a member to buy more clothes for inventory.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 13, 2008
Aug 29, 2008
Currency Exchange Loss:
Jul 22, 2010