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This is 39-year-old Marie. She is single and has 2 children ages 8 and 6 years, both of whom are going to school. In 2003, Marie established her clothing and slippers business. She began her business because she dropped out of school in her secondary level. Her parents could not pay her school fees. Then she joined her elder sister in petty trading. She later set up her own business, which has improved over the years. Working 7 days a week and 11 hours a day, she earns about 726,000 SLL every month from this business.

She would like a loan in the amount of 3,000,000 SLL. Marie requires a loan in order to purchase Bamako fabrics, lace, ladies sandals, hand bags, and umbrellas. In the future, Marie plans to expand her business and improve on her social status. The rainy season usually causes low sales. She is hard-working and committed to her business. The loan will improve her business as increased stock attracts customers because of the change in fashion. She hopes ARD will credit her so that she can meet the competitive market. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 54
    View loans »
    Sierra Leone Loans Fundraising
  • $9,327,250
    Funds lent in using Kiva
  • 4,369.7
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Marie to purchase Bamako fabrics, lace, ladies' sandals, hand bags, and umbrellas.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 19, 2013
Aug 21, 2013
Currency Exchange Loss:
Feb 17, 2014