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Sarabubu
Sarabubu is a 52-year-old widow who is raising two children (one daughter, one son). After the death of her husband, Sarabubu did not have a long time to get over the loss of a loved one. She had to raise her children to stand on their own two feet, so she decided to take the household and financial responsibilities into her own hands. Sarabubu has a high school education. Her neighbors see her as an enterprising and capable woman. Her elder daughter works as a journalist and her son is a student. Her daughter helps her mother make ends meet every month.

Sarabubu raises livestock and grows crops, which have been the family's main source of income since 1994. She started this business with 10,000 som (KGS), and thanks to her hard work, her farm now has two dairy cows, one bull, four sheep and she also has a .72 hectare plot of land on which she grows barley. Her business bring her about 9,000 som (KGS) per month from the sale of milk and calves, which covers the basic costs of food and household needs for her family.

The income from the farm has allowed Sarabubu to raise and provide for her children. With the goal of developing her business further, Sarabubu has turned to the microfinance bank "Bai Tushum and Partners" for a loan of 120,000 som (KGS) to buy calves to raise and resell. She plans to invest the income from this loan back into her farm, and also to pay for her son's future education.
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Сарабюбю 52 года, вдова, воспитывает 2 детей (1 дочь, 1 сын). После смерти супруга, Сарабюбю очень долго не могла пережить утрату близкого человека. Нужно было воспитывать и ставить на ноги детей и Сарабюбю решила взять хозяйство и материальную ответственность в свои руки. Сарабюбю имеет среднее образование. Соседи отзываются о ней как о предприимчивой и хозяйственной женщине. Старшая дочь работает журналистом, сын-студент. Дочь помогает материально матери, высылая свою зарплату ежемесячно. Сарабюбю в качестве основного дохода для своей семьи, с 1994 года занимается животноводством и полеводством, начав этот бизнес с 10,000 сом (KGS). Благодаря упорному труду Сарабюбю в хозяйстве имеется: 2 дойные коровы, 1 бычок, 4 овцы, а также имеет земельный надел размером 0,72 ГА, на которой выращивает ячмень. Ее сельхоздеятельность приносит около 9,000 сом (KGS) в месяц, от продажи молока и от перепродажи бычков, что служит основой для покрытия расходов на питание и бытовые нужды семьи. Доходы от хозяйства позволили Сарабюбю вырастить и обустроить детей. В целях дальнейшего развития своего хозяйства, Сарабюбю обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 120,000 сом (KGS) на покупку бычков для дальнейшего откорма и перепродажи. Доходы от кредита Сарабюбю планирует вложить в дальнейшее увеличение своего хозяйства, а также, намерена вложить доходы на дальнейшее обучение сына.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,100
    Average annual income
  • 163
    View loans »
    Kyrgyzstan Loans Fundraising
  • $9,554,275
    Funds lent in using Kiva
  • 48.9
    Kyrgyzstan Soms (KGS) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,475 helped Sarabubu to buy calves.
57% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Aug 14, 2013
Listed
Aug 22, 2013
Currency Exchange Loss:
Possible