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Liceth Del Florón  (Portoviejo) Group
In this Group: Evelina Alejandra, Estela Beatriz, Karina Marisol, Martha Lisseth, Diana Patricia, Eladia Filiderfa, Jenny Violeta, Virginia Monserrate, Yandry Javier*, Limbert Humberto, Ana Vanessa
* not pictured
In the area known as “El Florón” (the rosette) in the city of Portoviejo there is a reunion every 15 days of the 9 female members and 2 male members of the “Liceth del Florón” Community Bank. They work in various activities such as trade in general, service delivery and more. Some time ago they decided to unite and form this group of community bank which has helped them a lot in their business and family life.

A member of this group is Mr. Limbert who is 46-years-old, is married, and has three children who are 24, 20 and 15 years old. The youngest is student in college. His wife is a homemaker and helps him with his business.

Limber is a native of Cantón Santa Ana, but more than 20 years ago he moved to this city and started his family life here. Since then he had the idea of starting his own business and this is how it has grown. He had one small grocery store and has been improving it over time. Currently, he also sells other items of food such as meat, fruits, vegetables, fish, sparkling water and gas for domestic use, which has a separate location.

This business has given him the ability to get his family ahead and keep improving their quality of life day by day and now more so with the help of loans. This credit is to buy groceries to stock for his store. He has been a member from the start of the community bank and likes it for the help they give to the whole group. His dreams are to get ahead and enjoy good health.
View original language description ↓
En el sector conocido como El Florón en la ciudad de Portoviejo se reúnen cada quince días las 9 socias y los 2 socios del Banco Comunal Liceth del Florón. Las mismas que se dedican a diversas actividades tales como el comercio en general, la prestación de servicios entre otras cosas. Hace tiempo atrás decidieron unirse y formar este grupo de crédito el cual les ha ayudado mucho en sus negocios y su vida familiar.

El socio de este grupo es el señor Limbert, tiene 46 años de edad está casado y de esta relación tiene tres hijos de 24, 20 y 15 años, el menor estudia en colegio. Su esposa es ama de casa y le ayuda en su negocio.

Don Limber es oriundo del cantón Santa Ana pero desde hace mas de 20 años que se mudo a esta ciudad e hizo su vida familiar aquí, él desde que llego tuvo la idea de poner su propio negocio y es así como con lo que tenia surtió una pequeña tienda de víveres la misma que ha ido mejorando con el paso del tiempo, actualmente a mas de víveres también vende carne, frutas, legumbres, pescado, aguas gaseosas y gas de uso domestico para lo cual tiene una bodega aparte. Este negocio le ha dado para sacar adelante a su familia e ir mejorando su calidad de vida día a día y ahora mas con la ayuda de los créditos.

Este crédito es para comprar víveres para surtir su tienda. Esta desde el inicio en el Banco Comunal y le gusta por la ayuda que le dan a todo el grupo.

Sus sueños son seguir adelante y gozar de buena salud.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 47
    View loans »
    Ecuador Loans Fundraising
  • $23,087,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Liceth Del Florón (Portoviejo) Group's $4,600 loan helped a member to buy provisions.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 31, 2013
Listed
Aug 15, 2013
Currency Exchange Loss:
N/A
Ended:
Dec 17, 2013