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Julia Verónica
Julia is a member of the local community. She is a teacher with 23 years of experience teaching classes to her students. After all these years of teaching she has influenced generations with the seeds of knowledge. She is married with three children for whom she would like to see succeed. Actually, she needs to improve her house, which is in a bad state. This is why she decided to visit Ceprodel and ask for a loan in order to achieve this objective. This loan will be utilized to buy construction materials such as cement blocks, zinc and cement. In this manner she will reach her dreams, with much thanks to Ceprodel.
View original language description ↓
La señora Julia es habitante de una comunidad de la localidad, su profesión es maestra de primaria de un colegio de la localidad con 23 años de impartir clases a los niños que tiene a su cargo, ya que con los años de laborar a penetrado en varias generaciones donde sembró la semilla del saber, es casada con 3 hijos los que tiene que brindarle las condiciones para su desarrollo, actualmente presenta una necesidad de mejorar su vivienda la que está en mal estado, por tal necesidad se decidió de visitar a ceprodel y solicitar un financiamiento para lograr el objetivo percibido, ya que el financiamiento lo utilizara para la compra de materiales como bloques, zinc y cemento. Ya esta manera lograra su sueño, agradeciéndole mucho a ceprodel.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 110
    View loans »
    Nicaragua Loans Fundraising
  • $24,828,400
    Funds lent in using Kiva
  • 25.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Julia Verónica to buy construction materials such as cement blocks, zinc and cement.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Jul 31, 2013
Aug 15, 2013
Currency Exchange Loss:
Sep 17, 2014